Principal Life

Online Tools - On the Principal Life login page, select the “personal” option.  If you are a first time user, click on the “First time logging in – establish your new user name and password” link on the bottom of the screen.  Answer the appropriate authentication questions and follow the prompts to establish a username, password and security phrase.  Once your account is established, simply click on the Health tab on the top of the screen to access the following information:

Health and Wellness Resources – Provides information about the following services:

Provider directory – You can search for doctors or specialists to see if they are in your network, close to your home, or accepting new patients.

Discounts and services – Provides information on available discounts and services, such as weight loss, fitness, and smoking cessation programs.

Health care programs – Whether you've had a recent accident, chronic condition or are expecting a baby, Principal Healthy Connections care advocacy programs offer resources and guidance to help you.  Read about hospital care, case management, prenatal care programs and more.

Education & tools – You will find news articles, health calculators, fun recipes, and more. By selecting Principle Health News, you will have access to information from the Medical Library on subjects like women’s health, men’s health, children’s health, etc.  The Cool Tools area can help you determine your body mass index.  Health Assessment and Prenatal Assessment are great resources to help you live a healthier life.

Benefit Summary – Allows you to view benefits for you and your dependents, including co-pay, deductible, co-insurance and more.  It also enables you to find out more about your prescription drug coverage, which puts you in control of your healthcare and may save you money.

Claim Activity - View claims in process, claims processed within the last 24 months, find instructions for submitting a medical claim, access your online explanation of benefits (EOB), or arrange for your EOB to be sent to you by email.

Member Services – This link enables you, the subscriber, to grant eligible, covered dependents access to their account activity, enable them to research health issues, or use wellness tools.

Learn More about Health Savings Accounts  - Learn about how HSAs work, the advantages for you, investment options, and a list of qualifying medical expenses.